Independent Mortgage Adviser in Cornwall
Whether you’re a first time buyer, moving-home, or looking to remortgage I’m here to help you navigate the choices between standard variable rate a fixed rate and repayment or interest only mortgages through to savings advice and the perfect match for insurance products. Call on 07969 644 345 for impartial advice at no charge.
Free Mortgage Advice and Broker Services
Free initial mortgage advice over Zoom or telephone. We offer whole of market mortgage advice, meaning we can offer and support you on different types of mortgage options. We have a duty of care to offer you advice, as we are not tied down by a particular lender (bank).
Using a mortgage broker takes the stress out of the mortgage process. We can visit you in your own home and we deal with the lender on your behalf, making the whole process as straight forward and stress free as it should be. It’s my job to ensure your home, family, and lifestyle are also protected is also an area we specialise in.

Different Types of Mortage and Remortgage
Clients use my services for a wide range of mortgage services, whether that’s a simple remortgage or house purchase, or more complex cases such as Right-to-buy, multiple buy-to-let purchases, or adverse credit applications. Employed or self-employed, first-time buyer or seasoned mover, there’s a mortgage out there for you.
The mortgage process can be a daunting experience for the uninitiated, but it needn’t be like that. At Pentirefinancial.co.uk I pride myself on providing first class, approachable, and friendly mortgage advice. As your one-stop mortgage broker, as well as mortgage advice I also provide protection advice, both mortgage protection and protection designed to provide peace of mind for your family in the event of your death or illness. We also have great relationships with home insurance providers and solicitors who can guide you through the legal aspect of your mortgage application.
Mortgage Reviews, Fixed Term Opportunities and Financial Advice
Once your initial mortgage is arranged, I will then be available throughout the mortgage term and pro-actively contact you in advance of your mortgage rate ending to talk through your new mortgage rate options. Reviewing your mortgage rate at the end of it’s fixed term period is a great opportunity to review the mortgage as a whole, in doing so we will discuss your personal and financial circumstances and look to perhaps shorten the term on the mortgage, thus potentially saving you thousands of pounds over the lifetime of the mortgage.
Pentirefinancial.co.uk
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First-Time Buyer
Buying your first (or next home can be stressful). There are many questions you will need to ask yourself regarding your choice of property…

Remortgaging
Whether you are looking at consolidating your debts, raising money for home improvements, looking for a better monthly payment than…

Buy to Let
A Buy-to-let mortgage is an arrangement in which an investor borrows money to purchase property in the private rented sector in…